Same thing happens! After a while, the Inland Revenue sends me three letters:
- Thank you very much we have reviewed your declaration.
- Don’t bother filing a tax declaration next year (unless your circumstances change), as you are on PAYE and your tax life is very straight forward.
- We have completed your tax assessment and find that you overpaid by X (X being a four digit figure in pound Sterling).
So, I rung and asked why letters (2) and (3) combined make sense. Would they have detected the overpayment confirmed in (3) without my self-assessment?
They assure me that they would have, eventually. Apparently, they would have asked for two documents eventually, neither of which would have carried a direct reference to the source of the overpayment.
Will I rely on the Inland Revenue’s scheme? I don’t think so.